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How Long To File Bankruptcies. That makes it easier to get chapter 13 bankruptcy off your record. However, filing too soon will affect how your debt is resolved and you may not be given discharge.
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How long does chapter 7 stay on your credit report? But chapter 7 bankruptcies aren't right for everyone. Some credit repair companies will urge you to file a dispute with the credit bureaus claiming that you never filed bankruptcy.
But discharged chapter 13 bankruptcies last seven years.
The key is that you will often have to wait a certain period after you have filed and have received a discharge, to file for bankruptcy again and get a full discharge. A chapter 13 takes between three and five years to complete. However, filing too soon will affect how your debt is resolved and you may not be given discharge. If you file for bankruptcy again prior the time limits, then you will not be entitled to a discharge, and.
