How Long Does It Take To File Bankruptcy Chapter 13. So, many people need to quickly file chapter 13 bankruptcy and take advantage of the automatic stay. Within 60 days of filing for chapter 13 bankruptcy, the trustee will hold a “341 meeting of creditors”.
If you successfully meet your obligations, you can then have your remaining qualified debts discharged. Start making payments to your chapter 13 trustee according to the plan you filed with the court. But, too often, the real gating issue is getting ready to file.
Your chapter 13 repayment plan dictates how long it takes to complete a chapter 13 bankruptcy.
When you make the final payment on the approved plan, you are ready for the discharge of debts to happen immediately. How long does it take to file chapter 13 bankruptcy? However, if needed, an attorney can file an emergency petition, often in a matter of hours. If you are not paying the chapter 13 as agreed then the trustee does not have money to pay your bills and dismissal is inevitable.